If you want to apply for a loan, and want to apply to the more formal, not high interest loans, under normal circumstances, only go to the bank or go to some of the more formal loan companies. Do not covet the convenience of the moment to find some underground usury, if you borrowed a loan-sharking, if within the specified time is not equivalent to mess with some societies, these loan-sharking organization will send someone to find you, or even hit you. any difference with the riffraff. I believe everyone saw in the television drama series like story, in reality, is really there.